Getting Your Adult Children Off Your Health Care Plan

One of the first changes of health care reform (The Patient Protection and Affordable Care Act) effects people under the age of 26.
Previously, once a person turned 19 and was no longer a full time student, he could not be covered under his parents’ health care plan. What this meant is that people in their 20’s often went uninsured. However, effective September 23, 2010 a person can remain on their parents’ health insurance plan until the age of 26. is certainly better than being uninsured, but it is the most affordable option for parents? Probably not. self employed health insurance. Here is the case for getting young adults their own health insurance plan:
1) Young people are generally healthier and do not go to the doctor as often as their parents. This means that a young person’s health insurance rates are lower and the type of health coverage they require is much less than their parents. Yet, under their parents’ health plan, they are charged for the coverage needs of their parents.

Sometimes the cost of remaining on a parent’s health plan is as much as double the cost of purchasing a health care plan of their own, for services they will never need. For example, a young man will never need maternity coverage. This all can amount to quite a savings and a parent would be wise to consider paying the cost of an individual health insurance plan for their child.

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2) Accidents happen. Young people might be healthier, but they are more accident prone. Broken legs, shattered knee caps, concussions, the list goes on. Young adults involved in dangerous sports or hobbies, or who perform odd, labor intensive and physical jobs can sometimes cause an increase in claims on their parent’s health plan. This affects already inflated rates.

Read our blog about casts.
3) The unknown job market. Traditionally, young adults remain on their parents’ health care plans until they get a job, at which point health benefits will be provided through their employer. But, the economic strive of the last 4 years has changed the job market, possibly forever.
Who knows when a child will enter the work force, and what the character of his employment will be. He may be an independent contractor or temporary employee and never receive insurance under a traditional employer sponsored health plan. Having his own health insurance plan protects him from being uninsured.

Read our blog about independent contractors.
4) Rate increases as a result of reform. The effects of health care reform on health insurance rates are unknown and cannot be fully measured before 2014, when reform is completely enacted, however, it is the consensus of many in the insurance industry that rates will increase considerably.
Those that have an existing health plan may be grandfathered in and not be affected by health care reform rates. Avoid being one of the masses looking for insurance in 2014, get it now. Click here for an affordable rate..

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Violence in surfing beachs in Australia

In Australia, the popularity of surfing has gone to such a point that there are more and more reports of surf rage the ever before with the surfers punching, fighting and yelling as they try to ride the huge weaves. In contrast to laid back images of surfing, there have even been several incidents of surfers being taken into hospital as a result of violence.

Snapper Rocks on the Gold Coast of Australia is one of the most popular surfing beaches in the world and there, the surfers say that they see several incidents of surfing rage on a daily basis. While speaking to a leading news channel, one of the surfers told that if the worse comes to the worst there is a bit of physical stuff going on. Surfers hitting one another and things like that. While another surfer added that he has seen screaming, yelling and swearing and it is not right.

A man quite lost an eye very recently as he was being attacked in the sea by a fellow surfer who jammed his board into his face. An operation preserved his sight but the event frightened witnesses on the beach. He is relaxing by chartering a yacht abroad.

The person who raised the alarm is Grace Styman-Lane. She told that she actually called the lifeguard and said he has got to get down there, there is a guy with his eye popping out. It just got him straight in the eye. She believes that the person was quite lucky; it was a rounded nose and not a pointy nose. A pointy nose would not have been good.

Mistakes To Be Avoided

It looks and sounds quite pleasant to put one foot in place of the other in front but it is the aches which cause trouble. The correct form has to be maintained which is like imperative to avoid injury. The position of head in the first place needs to be straight without straining the neck and any amount of tilt of neck is injurious.

The stance is to be in an upright position. Relaxation of muscles is ideal at the same time. Putting on the sunglasses and jaw relaxation is also to be in ideal. If all the things are not in order then it can lead to headache. The shoulders get crumbled up behind the ears which lead to less breathing. It is advisable to breathe in and out constantly. Read more »

Run For Brain Health

Evolution of human species did not make them to be restless and remain couch potatoes. It is from the stages of early man that they had to move around in search of food, water and shelter.

Since then from primitive communism to democracy nothing much has change because till date all have to move about for survival and existence. The only difference with the technology today is that you can order food or anything with a click over the internet. Read more »

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Havasu sees new Anytime Fitness

Anytime Fitness arranged its huge opening on Thursday at 5 pm. The gym, which is placed at 62 Lake Havasu Boulevard, becomes a part of the largest chain in the world of twenty-four hour fitness centers, as one of over two-thousand-seven-hundred gyms across the world.

Zach Merrill, the co-owner, told that this has been a very long time in the making. Merrill, along with personal trainer Ryan Johnson, fitness instructor Michelle Gough, managers Nina Davis and Corey Kreps, regional directors Brad Taylor and Robin Taylor, as well as fitness director Amy Hensley, were on hand to serve brand new members as well as probable customers.<!–more–>

Local group called “Kevin Jaxon & Midnight Sun” played rock songs in parking place outside of gym in the time of the grand opening.

Meanwhile, companies like Samsung, Apple, Microsoft as well as a series of other makers are developing fitness trackers – but a brand new report from the Baird’s William Power had some damning data for this trend: 3400 <a href=””>consumers in the United States</a> were asked if they wanted to purchase a fitness band, and 85 percent answered “no.”

Centered on Baird’s data charted for them by the BI Intelligence, of those who really did want a fitness band, around 1/3rd told that they wanted a Fitbit, and around 1/3rd stated that they were waiting for Apple Watch. But, this data is quite bad for all fitness band developers, mainly as reports from Consumer Electronics Show suggest that lots of companies are putting millions of dollars into this highly unproven genre.

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